Welcome to Lease-vs-Buy.com

Our web-based lease-vs-buy calculator is completely free, provided as a courtesy to the capital equipment leasing community by S.B. Associates, Inc. You can view sophisticated lease-vs-buy analyses right on the web site, or you can print out reports for your customers. You'll appreciate the many sophisticated elements that can reveal the advantages of leasing, such as stepped or skipped rents, alternative minimum tax situations, loss carryforwards, or end of term options.

In addition to the free lease-vs-buy calculator described above, we offer the widely acclaimed LeaseMan software, a windows-based lease yield and pricing tool designed specifically for the needs of equipment lessors. This product offers all the features required for structuring competitive tax-based equipment leases, all in an easy-to-use self-contained desktop package.

We also offer two separate calculators specifically designed for consumer vehicle leasing.